How do the employer contributions work?

It’s simple: the employer chooses a fixed monthly allowance, which is the maximum amount available to reimburse each employee for eligible health insurance premiums.

• If an employee’s monthly premium is less than the allowance, they’re reimbursed for the full premium amount.

  
  
• If the premium is more than the allowance, they receive the full allowance and pay the remaining balance out of pocket.

Customizing Your Benefits Budget Per Employee Group

Employers can keep it simple with one flat amount for all employees or customize contributions based on employee class/group or family status.

The four employee groups include: Full Time, Salary, Part-Time and Hourly. Dependent coverage can be added to Full-Time and Salary groups.