Contributions/Benefits Budget

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• When should I recommend Smart Rates versus flat rates?
• How do dependent contributions work?
• Can different employees get different contribution amounts?
• How are Smart Rates calculated?
• How do the employer contributions work?
• What if an employee doesn't use all of their allowance?
• Can ICHRA be used for Medicare?
• Can an employer make policy or contribution changes during the year?
• When does the renewal process begin, and what actions am I expected to take?
• Will I have a dedicated StretchDollar account manager or support contact for client issues?
• Can employers contribute a different amount to employees with families?
• What happens if a client off-boards, and what responsibilities do I have during that process?